Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
США направили самолеты-заправщики на Ближний ВостокАмериканские самолеты-заправщики направились на Ближний Восток
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The other half of the Internet of Things is that it allows devices to talk to one another since they are always connected to the Internet, and therefore, one another. Let’s say you own a car with Alexa built-in, and you have a smart thermostat along with some smart lighting. You can leave work, tell Alexa in your car to turn on some lights and the air conditioner at your house, and it’ll all get done before you get home.
Ранее стало известно, что Международный олимпийский комитет не будет отстранять израильских и американских спортсменов на фоне конфликта с Ираном. «МОК твердо убежден, что спорт должен оставаться маяком надежды — силой, объединяющей весь мир», — заявили в организации.
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